Wealth Management
Services

Explore how Friedenthal Financial delivers exceptional wealth management and investment advisory services to clients.

We're A Fee-Only, Registered Investment Advisor (RIA)

Friedenthal Financial is set up to protect you, our client. We are compensated entirely by you and earn no external commissions whatsoever. Instead, we charge one low fee that is fully disclosed and completely transparent. Calculate your projected fee through the button below*.

Estimate My Fee*

*Fees are subject to change. Your exact fee may be different than projected.

Portfolio Management

At Friedenthal Financial, we deliver outstanding portfolio management services with a wide array of investment options.  

Consulting Services

Our consulting services are designed to provide superior guidance and strategic advice tailored to businesses' financial goals.

Employer Sponsored Plans

Let our expert team oversee your employer-sponsored plans, offering your employees exceptional investment choices.

COMPREHENSIVE SERVICES

Portfolio Management

Enjoy these excellent investment services when you choose portfolio management at Friedenthal Financial

We use the Tolerisk® Risk Tolerance Assessment to determine the appropriate investment risk level, considering both your ability and willingness to take risks.

  • Comprehensive evaluation of your ability and willingness to take investment risks, with a focus on anticipated cash flows and personality traits.
  • Customized, quantifiable risk benchmark to guide your investment strategy.
  • Regular updates to adapt to changes in your financial life.
  • Insights into your probability of financial longevity and how to increase the probability of success.

At Friedenthal Financial, we provide comprehensive advice on outside assets and liabilities to help you achieve your financial goals.

  • In-depth evaluation of your existing assets and liabilities, even those managed by other advisors.
  • Tailored strategies to complement and integrate with your current financial situation.
  • Collaborative approach to ensure all assets and liabilities are working efficiently for you.
  • Ongoing reviews and adjustments to adapt to changes in your financial landscape.

Our generational planning services work to build your future generation's financial success.

  • Comprehensive trust and estate management to secure your family's future.
  • Guidance and education for your next generation on efficient money management.
  • Facilitation of conversations about wealth and financial planning with your heirs.
  • Tailored strategies to ensure your legacy is preserved and enhanced for future generations.

Our retirement planning services are designed to help you achieve a secure and fulfilling retirement. We work closely with you to create a comprehensive plan that aligns with your goals and lifestyle.

  • Personalized retirement plans tailored to your specific goals and needs.
  • Planning strategies to improve financial longevity and maximize retirement success.
  • Ongoing adjustments to ensure your plan remains aligned with your evolving circumstances.
  • Expert advice on Social Security, Pensions, and other retirement benefits.

The Friedenthal Financial holistic portfolio management approach ensures your entire financial picture is considered for optimal money management.

  • Comprehensive analysis of your financial assets and liabilities.
  • Integrated strategies that align with your overall financial goals and lifestyle.
  • Continuous monitoring and adjustments to maintain alignment with your evolving financial situation.
  • Coordination with separately held assets to ensure a cohesive approach to managing your wealth.

Strategic Asset Allocation

Strategic Management Options

What is Strategic: Strategic asset allocation is designed to increase diversification,  maintain a target risk level (based on your risk tolerance), and rebalance as markets move. Ideal for clients with tax-efficiency in mind.

Core Strategic: A well diversified portfolio, managed passively to match your risk tolerance. Combining various asset classes and sectors aimed at achieving better risk-adjusted returns over time.

Thesis Driven: Starting with a core strategy, this approach tilts towards specific asset classes and sectors based on current market trends. Changes are made infrequently to maintain tax-efficiency, focusing on intermediate-term themes.

Custom: Tailored to your needs—whether avoiding specific sectors or focusing on high-concentration stocks, we customize your portfolio accordingly.

More About Strategic Management
Strategic Fee Schedule
*Annual Rate, quarterly billing, in arrears based on the Average Daily Balance*
Fee Schedule
First $500,000
0.75%
Next $500,000
0.75%
Next $2 million
0.50%
Next $7 million
0.25%
Next $10 Million
0.10%
Assets > $20 Million
0.10%
Strategic Fee Calculator
*Annual Rate, quarterly billing, in arrears based on the Average Daily Balance*
Investment Amount
$
$250,000
$10,000,000
Adjust the slider to set the investment amount.
Effective Strategic Fee Rate
%
Calculates your effective fee rate based on total investment.
Effective Strategic Fee Amount
$
Calculates your effective fee dollar amount based on total investment.
Maximize Your Investment Potential
Contact us today to start exploring your investment options at Friedenthal Financial.
Get Started

Tactical Asset Allocation

investment analysts reviewing strategic business portfolio results.

Tactical Management Options

What is Tactical Allocation: Tactical allocation is an active, quantitative strategy targeting momentum and value across diverse investments, aiming for outperformance over market cycles.

Tactical Growth: A subset of the US stock market, screened for liquidity and size, with select ETFs for added exposure. This stock-focused strategy allows for selective investment choices.

Tactical Global: An all-ETF portfolio including domestic and foreign stocks, sectors, subsectors, and commodities, focusing on diverse market areas while maintaining diversification through index funds.

Tactical Low-Vol: This strategy applies a quantitative framework to primarily fixed income sectors, adjusting credit and duration levels based on the current environment. It focuses solely on fixed income.

More About Tactical Management
Tactical Fee Schedule
*Annual Rate, quarterly billing, in arrears based on the Average Daily Balance*
Fee Schedule
First $500,000
1.20%
Next $500,000
1.00%
Next $2 million
0.80%
Next $7 million
0.60%
Next $10 Million
0.40%
Assets > $20 Million
0.20%
Tactical Fee Calculator
*Annual Rate, quarterly billing, in arrears based on the Average Daily Balance*
Investment Amount
$
$250,000
$10,000,000
Adjust the slider to set the investment amount.
Effective Tactical Fee Rate
%
Calculates your effective fee rate based on total investment.
Effective Tactical Fee Amount
$
Calculates your effective fee dollar amount based on total investment.
Maximize Your Investment Potential
Contact us today to start exploring your investment options at Friedenthal Financial.
Get Started
COMPREHENSIVE SERVICES

Consulting Services

Check out our tailored consulting services, made for your financial success.

Comprehensive Risk Assessment

How Much Risk Should You Be Taking?

A primary objective of investment management is to optimize returns relative to a tolerable level of risk. Understanding your ability and willingness to take risk is crucial for wise investment decisions. Key components in determining the desired balance of risk and expected returns include assets, savings rate, expenses, capital expenditures, retirement horizon, and personality.

Our Approach with Tolerisk®
Friedenthal Financial uses the industry-leading Risk Tolerance Assessment tool, Tolerisk®, to help you choose the right balance of risk and reward for achieving your financial goals. Tolerisk® quantifies an investor’s ability to take investment risk by analyzing anticipated cash-flows in and out of their portfolio over time. This ability is then combined with a quantified willingness (personality) for risk in a scientific manner, resulting in a range of numerical stocks/bonds benchmarks that are clear, specific, and implementable.

Confidence Through Understanding
By making risk tolerance understandable and as scientific as possible, our clients will be more confident and committed to our process.

We charge a $500 fee for this service. Reach out to start yours below.

Become a Client

401k/403b Plan Analysis

Are You Getting The Most From Your Retirement Plan?

A retirement plan can be a wonderful vehicle to allow people to maximize the value of their savings and prepare for the income they’ll need in retirement. Unfortunately, most plan participants don’t feel they are getting expert, unbiased advice on what to select from within their plan.

Our Approach
With our 401k/403b Review we provide the practical guidance to help you get the most out of your current retirement plan.  We measure statistical risk and correlation to ensure you get an optimal level of diversification and cost structure for your desired risk level.

We charge a $500 fee for this service. Reach out to start yours below.

*To include a 401K plan analysis to the Recommendation section of this report, an additional cost of $350 would be added for each plan.

Become a Client

Second Look Review

Could You Benefit By Getting a Second Opinion?

Are you happy with the investment advice you’ve been getting?  Do you know how much risk you are taking – or even how much you should be taking?  Do you really know how you are faring in today’s very volatile marketplace?  Do you know how your advisor is being compensated?

Our Approach
Friedenthal Financial can help you determine if you are well positioned to achieve your goals, or if there are opportunities for improvement with our Second Look Review. We’ll measure your current risk profile, relative volatility, and the correlation of instruments in your portfolio to each other and to broader market benchmarks.  This analysis identifies portfolio redundancies as well as opportunities for improved diversification and reduced cost.

The Outcome
We'll provide you with a detailed action plan to improve, manage and maintain your portfolio. This is all done for one, low, flat fee. You own the analysis and the plan of action. You may implement it yourself, or with your broker or advisor. There are no ongoing expenses.

We charge a $750 fee for this service. Reach out to start yours below.

Become a Client
COMPREHENSIVE SERVICES

Employer Sponsored 401K

As a Money Manager, Friedenthal Financial brings the best math, technology, and data to your company's 401k plan design and maintenance. We partner with premier Record-keepers and Custodians. Our transparent fees align all of our interests.

Plan Design and Monitoring

  • We create a broadly diversified selection of low-cost, transparent mutual funds.
  • Our Portfolio Management Team monitors and maintains fund selection.
  • Friedenthal Financial serves as Fiduciary (alongside Plan Trustee) under ERISA Section 3(21).
  • A Comprehensive Investment Policy Statement is prepared for you.
  • We perform due diligence on TPA/Record-keepers and Custodians, to select a strong partner for us both.
  • Plan fund choices are combined into selectable model portfolios based on various granular risk levels designed to achieve superior diversification and targeted risk profiles.
  • Educational materials display useful statistics on each model portfolio including aggregate cost, historical relative volatility and current dividend yield.
Become a Client
custom plan design and wealth monitoring

Plan Participant Education

  • Periodic presentations are delivered to employees on risk tolerance and proper portfolio selection.
  • We provide a risk worksheet to help participants gauge their risk tolerance.
  • Supplemental educational materials are distributed, including digital media.
Become a Client
Education for your employees on their investments

Transition

  • We facilitate an easy transition to new plans by mapping current plan assets to nearest new plan proxy.
  • A Qualified Default Investment Allocation (QDIA) is provided for participants who have not yet selected a new contribution allocation.
  • Plan participants are educated on new plan choices and the selection process.
Become a Client
Seamless transitions for employee wealth management
contact our team

Thanks for your interest. How can we help?

Get in touch with our team of investment professionals to accelerate your financial success today.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.