Frequently Asked Questions

Q: Will my funds be held separately from other clients?
A: Each client's funds are held in separate client accounts at Charles Schwab. No client accounts are commingled.

Q: Is my account at Schwab insured? 
A: All Schwab brokerage accounts are insured under SIPC, up to the applicable limits for cash and securities. Schwab also carries supplemental insurance. Account values are expected to fluctuate on a daily basis and are at risk of loss. INSURANCE DOES NOT PROTECT AGAINST MARKET LOSS.

Q: How do I know Friedenthal Financial is not another "Bernie Madoff" scam?
A: Our clients are protected against potential fraud by a number of safeguards. These include independent transaction confirmations, monthly account statements, and a Limited Power of Attorney (prohibiting us from moving cash in or out of the client's account).

Q: What kind of accounts do you manage?
A: Individual, Joint, Corporate, Pension, IRA, and Custodial

Q: Does Friedenthal Financial provide other services?
A: Other complimentary services include Financing, Leasing, and Budgeting advice. No tax or legal advice will be provided.

Q: I work for a Financial Services company. Can I still hire Friedenthal Financial? 
A: Some Financial Services companies require that employees who wish to have outside brokerage accounts, do so with contracts expressly acknowledging the adviser's discretion. Friedenthal Financial can accommodate these requests.

Q: When are Investment Advisory fees tax deductible for individuals? 
A: IRS 1040 Schedule A – Job Expenses and Certain Miscellaneous Deductions – Total expenses greater than 2% AGI, including unreimbursed job expenses, accounting, tax preparation, investment adviser fees, and attorney fees, are itemized deductions.  However, Friedenthal Financial does not provide tax advice. It is important that you consult your tax adviser for detailed advice geared to your individual circumstances.

Q: I still have investments in my previous employer's 401k plan. Can you manage this for me? 
A: One of your options is to open an IRA rollover account with Schwab, which we can manage for you. Please consult your tax adviser for details.